Monday, August 04, 2008

Like sands through the hourglass... so are the days of our lives

We are going to begin packing soon. Packing for what, you ask? We have decided to let the house go, and rent. We really NEED a bigger house and there is no way on God's green Earth that we would ever be able to sell ours with the way the housing market is and all.
Besides our mortgage is way too high for a teeny house. It's increasingly difficult to pay mortgage and be able to pay other bills also. We just don't make as much $$$ as we used to. So Dvaid and I are feeling rather pathetic. We both thought buying a house would be such a great investment, we never anticipated that our home would lose value. We are so upside down in our mortgage it is really sad. And we made so many improvements to our home... Oh well.
Once we get a house to rent we are going to consult with an attorney regarding bankruptcy. Our loans and credit cards are simply farther and farther behind and I am so tired of all of the phone calls and threatening letters.
Why did we spend money and buy a house we weren't going to keep?
Simply, we made much more $$$ when we used the cards and got the loans and bought the house. We assumed that David and I would always have work.

But don't cry for me Argentina, because this is an opportunity to start fresh and new. New (to us) house and wipe out our debts. So what if our credit sucks. It already does.
And what good is screwing up in your life if you don't learn from it?
David and I have definitely learned alot. We have learned how to be frugal and how to get more for our money ( Dollar General Rocks!)
Something we never cared about before because we were too busy spending money like it was going out of style.

David has turned in a plethora (how often do I get to use that word?) of applications. Tomorrow he is going to turn one in for a part time county job.
Turns out the Director of Human Resources for the county is the daughter of one of my patients ( who happens to absolutely love me and my boys-I have brought them to visit her). So I did sorta mention to her that he was applying for the job so she was going to mention his name to her daughter. ;)
Hey, desperate times call for desperate measures, you know! :)

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